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Kahneman\uff09\u5f00\u5c55\u7684\u90a3\u4e9b\u5173\u4e8e\u51b3\u7b56\u7684\u7814\u7a76\uff0c\u90a3\u60f3\u8981\u5bf9\u8fd9\u4e9b\u6982\u5ff5\u5f62\u6210\u6982\u5ff5\u5316\uff0c\u53ef\u5c31\u4f1a\u53d8\u5f97\u5341\u5206\u56f0\u96be\u4e86\u3002\u4ed6\u6240\u8fdb\u884c\u7684\u7814\u7a76\uff0c\u662f\u8fd9\u4e2a\u9886\u57df\u7edd\u5bf9\u4e0d\u53ef\u7f3a\u5c11\u7684\u4e00\u90e8\u5206\uff0c\u5176\u5728\u6211\u7684\u601d\u7ef4\u91cc\u624e\u4e0b\u4e86\u6781\u6df1\u7684\u6839\uff0c\u6df1\u5230\u6211\u57fa\u672c\u4e0a\u90fd\u89c9\u5f97\u90a3\u662f\u81ea\u7136\u800c\u7136\u3001\u65e0\u9700\u7f6e\u7591\u7684\u4e86\uff0c\u5c31\u50cf \u201c\u98ce\u9669\u89c4\u907f\u6216\u98ce\u9669\u5bfb\u6c42\u201d\uff08Risk-averse or 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